Summerset by the Dunes (Papamoa Beach)

Operated by Summerset Group Holdings

Retirement living in Pāpāmoa Beach, Bay of Plenty

Contact for Availability

Village Overview

Summerset by the Dunes captures the essence of beachside retirement in Pāpāmoa's stunning coastal setting. This sought-after village features a resort-style pool, fitness centre, and landscaped grounds just minutes from the beach. The Bay of Plenty's famous sunshine, combined with easy access to Tauranga's amenities and Mount Maunganui's cafes, makes this perfect for retirees who love the coastal lifestyle.

Beachside location Resort-style pool Bay of Plenty sunshine Close to Mount Maunganui

Care Options Available

rest home dementia care memory care serviced apartments retirement village

Amenities & Facilities

pool
swimming
fitness
spa
library
transport
garden
activities
lounge
bar
Statutory Supervisor (Retirement Villages Act 2003 §38)

Public Trust (until 2 March 2026); Anchorage Trustee Services Limited (from 2 March 2026)

Licensed under FMC Act 2013

The Statutory Supervisor is independent of the operator and certifies annually that the village is operated in residents' interests. If they exercise §43 powers, that means they've stepped in over a concern — a material risk signal.

Public records & filings

Every NZ retirement village must file documents with the Companies Office under the Retirement Villages Act 2003. This village's filing history is below.

Filed Document Adviser note
18 Mar 2026 Change of Circumstance Amendment
12 Mar 2026 Other filing
Lodge Other Document (Internal)
23 Dec 2025 Change of Circumstance Amendment
23 Dec 2025
Amended Disclosure Statement Amendment
31 Aug 2025 Other filing
Documents Registered prior to 1 September 2025
Filing data refreshed from the Companies Office Statutory Returns Portal (srp.companiesoffice.govt.nz). Each Disclosure Statement contains the village's fee structure, Deferred Management Fee schedule, statutory supervisor, and resale terms. A licensed elder lawyer reads the specific clauses of your Occupation Right Agreement before you sign — see "Find an elder lawyer" below.

About Summerset by the Dunes (Papamoa Beach) & the area

Summerset by the Dunes (Papamoa Beach) is located in Pāpāmoa Beach, Bay of Plenty, New Zealand. Pāpāmoa Beach is part of the wider Bay of Plenty region, and residents typically have access to local shops, medical centres, parks, and public transport within easy reach. Retirement villages in Bay of Plenty range from compact apartment-style communities to larger campuses with on-site care, and Summerset by the Dunes (Papamoa Beach) sits within this mix.

Summerset by the Dunes (Papamoa Beach) is operated by Summerset Group Holdings. The operator is responsible for running the village day-to-day, including grounds maintenance, community activities, contract administration, and — depending on the village — on-site care. If you are comparing retirement villages, the operator's track record, contract terms (such as the Deferred Management Fee structure and weekly fees), and the speed at which capital is repaid when a unit is resold are usually as important as the village itself.

Care options listed for this village include rest home, dementia care, memory care, serviced apartments and 1 more. A village offering a continuum of care lets residents move from independent living to higher levels of support — such as assisted living, rest-home care, hospital-level care, or dementia care — without leaving the community. This is one of the practical advantages of village living compared with staying in a standalone home as care needs change.

Reported amenities at Summerset by the Dunes (Papamoa Beach) include pool, swimming, fitness, spa, library, transport, garden, activities, and 2 more. Communal facilities matter because they shape day-to-day life — a village with a pool, gym, and lounge tends to support a more active social calendar, while smaller villages compensate with closer-knit communities and lower body-corporate-equivalent fees. Visiting in person is the best way to gauge how lively the facilities actually are.

Questions to ask before signing

If you are weighing up Summerset by the Dunes (Papamoa Beach) against other options in Bay of Plenty, useful next steps are: (1) request a copy of the Occupation Right Agreement and the Disclosure Statement, (2) ask for a written summary of all entry, weekly, and exit fees including the Deferred Management Fee, (3) tour the village and speak to current residents, and (4) take the documents to an independent lawyer experienced in retirement-village contracts before signing. The Retirement Villages Act 2003 requires operators to give you these documents and time to seek advice.

What this page can't answer for you

The cost of Summerset by the Dunes (Papamoa Beach) depends on facts only you and a licensed professional can put together.

The figures shown above come from the operator's filed Disclosure Statement (Companies Office) and are mechanically correct for the contract terms. But the real cost of moving into Summerset by the Dunes (Papamoa Beach) depends on your specific situation:

  • · Your KiwiSaver balance, other investments, and how they're taxed (PIE rate vs marginal)
  • · Your NZ Super qualifying situation (single living alone, single sharing, or couple)
  • · Whether you're transferring from selling a family home (and the tax implications)
  • · Your partner's age + health profile (and bereavement / couple-separation scenarios)
  • · Your likely care trajectory + DHB Residential Care Subsidy means-test position
  • · Estate planning — how the Deferred Management Fee affects what your family inherits
  • · Comparison against staying in your current home, reverse mortgage, or Lifetime Home equity release

These are decisions worth $400k–$1M+ of your retirement capital. Talk to a licensed professional.

Why we don't make recommendations on this page: Under the Financial Markets Conduct Act 2013 and the FSLAA 2019 regime, personalised financial-product advice in New Zealand requires a Financial Advice Provider (FAP) licence. We provide mechanical analysis of public-record data — every figure above is sourced and citable. The personalised recommendation belongs to the licensed adviser who knows your full situation. The cost-of-tenure figures shown for Summerset Group Holdings's Bay of Plenty village come from filed Disclosure Statements; verify against your specific Occupation Right Agreement before signing.

Location & Access

Address

35 Manawa Road, Pāpāmoa Beach, Bay of Plenty

Region

Bay of Plenty

Operator

Summerset Group Holdings

Visit operator website →