St Luke's Village
Operated by Village Communities
Retirement living in Napier South, Hawke's Bay
Village Overview
St Luke's Village is a quality retirement village located in Napier South, Hawke's Bay. Operated by Village Communities, this community offers modern facilities and a supportive environment for senior living.
Covenant Trustee Services Limited
The Statutory Supervisor is independent of the operator and certifies annually that the village is operated in residents' interests. If they exercise §43 powers, that means they've stepped in over a concern — a material risk signal.
Public records & filings
Every NZ retirement village must file documents with the Companies Office under the Retirement Villages Act 2003. This village's filing history is below.
| Filed | Document | Adviser note |
|---|---|---|
| 17 Feb 2026 | Annual Return | — |
| 31 Aug 2025 | Other filing Documents Registered prior to 1 September 2025 | — |
| 9 Sept 2021 | Amended Disclosure Statement Amendment | — |
About St Luke's Village & the area
St Luke's Village is located in Napier South, Hawke's Bay, New Zealand. Napier South is part of the wider Hawke's Bay region, and residents typically have access to local shops, medical centres, parks, and public transport within easy reach. Retirement villages in Hawke's Bay range from compact apartment-style communities to larger campuses with on-site care, and St Luke's Village sits within this mix.
St Luke's Village is operated by Village Communities. The operator is responsible for running the village day-to-day, including grounds maintenance, community activities, contract administration, and — depending on the village — on-site care. If you are comparing retirement villages, the operator's track record, contract terms (such as the Deferred Management Fee structure and weekly fees), and the speed at which capital is repaid when a unit is resold are usually as important as the village itself.
Care options at St Luke's Village are not listed in our directory. Many New Zealand retirement villages offer a continuum that starts with independent living and progresses through assisted living, rest-home, hospital-level, and dementia care as residents' needs change. We recommend asking the village directly which levels of care are available on site and which require a move to a partner facility.
Specific amenities for St Luke's Village are not currently listed in our directory. New Zealand retirement villages typically offer some combination of communal lounges, dining facilities, gardens, libraries, and activity spaces, and larger villages may include swimming pools, gyms, hair salons, chapels, and on-site cafés. Contact the village directly for a current list of amenities and any planned upgrades.
Questions to ask before signing
If you are weighing up St Luke's Village against other options in Hawke's Bay, useful next steps are: (1) request a copy of the Occupation Right Agreement and the Disclosure Statement, (2) ask for a written summary of all entry, weekly, and exit fees including the Deferred Management Fee, (3) tour the village and speak to current residents, and (4) take the documents to an independent lawyer experienced in retirement-village contracts before signing. The Retirement Villages Act 2003 requires operators to give you these documents and time to seek advice.
What this page can't answer for you
The cost of St Luke's Village depends on facts only you and a licensed professional can put together.
The figures shown above come from the operator's filed Disclosure Statement (Companies Office) and are mechanically correct for the contract terms. But the real cost of moving into St Luke's Village depends on your specific situation:
- · Your KiwiSaver balance, other investments, and how they're taxed (PIE rate vs marginal)
- · Your NZ Super qualifying situation (single living alone, single sharing, or couple)
- · Whether you're transferring from selling a family home (and the tax implications)
- · Your partner's age + health profile (and bereavement / couple-separation scenarios)
- · Your likely care trajectory + DHB Residential Care Subsidy means-test position
- · Estate planning — how the Deferred Management Fee affects what your family inherits
- · Comparison against staying in your current home, reverse mortgage, or Lifetime Home equity release
These are decisions worth $400k–$1M+ of your retirement capital. Talk to a licensed professional.
Find a NZ financial adviser
A licensed adviser models how this fits your retirement income, KiwiSaver, tax position, and estate plan. Two good places to start — FinanceAdvisersNZ for an advice directory, or the official FMA register for licence verification.
FinanceAdvisersNZ.co.nz Find a NZ elder lawyer
The Retirement Villages Act 2003 requires independent legal advice before signing an ORA. Two good places to start — LawyerFinder for an elder-law directory, or the official NZ Law Society register for current standing.
Location & Access
Address
196 Vigor Brown Street, Napier South, Hawke's Bay
Region
Hawke's Bay
Operator
Village Communities
Contact Information
Source data filed: 17 Feb 2026
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