Summerset Cambridge

Operated by Summerset Group Holdings

Retirement living in Cambridge, Waikato

Contact for Availability

Village Overview

Summerset Cambridge brings premium retirement living to New Zealand's famous horse country. This elegant village features a heated pool, spa, library, and café set among beautifully landscaped grounds. Cambridge's tree-lined streets, antique shops, and renowned restaurants are a short stroll away. Residents appreciate the town's strong community spirit, excellent climate, and proximity to Hamilton's healthcare services.

Horse country charm Tree-lined streets Strong community Close to Hamilton

Care Options Available

Independent Living Assisted Living Rest Home Care Hospital Care Dementia Care

Amenities & Facilities

Swimming Pool
Gym/Fitness Centre
Library
Cafe/Restaurant
Hair/Beauty Salon
Activities Room
Gardens
Chapel
Medical Centre
Emergency Call System
Housekeeping Service
Laundry Service
Village Manager
Putting Green
Bowling Green
Movie Theatre
Statutory Supervisor (Retirement Villages Act 2003 §38)

Anchorage Trustee Services Limited (from 2 March 2026); Public Trust (until 2 March 2026)

Licensed under FMC Act 2013

The Statutory Supervisor is independent of the operator and certifies annually that the village is operated in residents' interests. If they exercise §43 powers, that means they've stepped in over a concern — a material risk signal.

Public records & filings

Every NZ retirement village must file documents with the Companies Office under the Retirement Villages Act 2003. This village's filing history is below.

Filed Document Adviser note
18 Mar 2026 Change of Circumstance Amendment
12 Mar 2026 Other filing
Lodge Other Document (Internal)
23 Dec 2025 Change of Circumstance Amendment
23 Dec 2025
Amended Disclosure Statement Amendment
31 Aug 2025 Other filing
Documents Registered prior to 1 September 2025
Filing data refreshed from the Companies Office Statutory Returns Portal (srp.companiesoffice.govt.nz). Each Disclosure Statement contains the village's fee structure, Deferred Management Fee schedule, statutory supervisor, and resale terms. A licensed elder lawyer reads the specific clauses of your Occupation Right Agreement before you sign — see "Find an elder lawyer" below.

About Summerset Cambridge & the area

Summerset Cambridge is located in Cambridge, Waikato, New Zealand. Cambridge is part of the wider Waikato region, and residents typically have access to local shops, medical centres, parks, and public transport within easy reach. Retirement villages in Waikato range from compact apartment-style communities to larger campuses with on-site care, and Summerset Cambridge sits within this mix.

Summerset Cambridge is operated by Summerset Group Holdings. The operator is responsible for running the village day-to-day, including grounds maintenance, community activities, contract administration, and — depending on the village — on-site care. If you are comparing retirement villages, the operator's track record, contract terms (such as the Deferred Management Fee structure and weekly fees), and the speed at which capital is repaid when a unit is resold are usually as important as the village itself.

Care options listed for this village include independent living, assisted living, rest home care, hospital care and 1 more. A village offering a continuum of care lets residents move from independent living to higher levels of support — such as assisted living, rest-home care, hospital-level care, or dementia care — without leaving the community. This is one of the practical advantages of village living compared with staying in a standalone home as care needs change.

Reported amenities at Summerset Cambridge include swimming pool, gym/fitness centre, library, cafe/restaurant, hair/beauty salon, activities room, gardens, chapel, and 8 more. Communal facilities matter because they shape day-to-day life — a village with a pool, gym, and lounge tends to support a more active social calendar, while smaller villages compensate with closer-knit communities and lower body-corporate-equivalent fees. Visiting in person is the best way to gauge how lively the facilities actually are.

Questions to ask before signing

If you are weighing up Summerset Cambridge against other options in Waikato, useful next steps are: (1) request a copy of the Occupation Right Agreement and the Disclosure Statement, (2) ask for a written summary of all entry, weekly, and exit fees including the Deferred Management Fee, (3) tour the village and speak to current residents, and (4) take the documents to an independent lawyer experienced in retirement-village contracts before signing. The Retirement Villages Act 2003 requires operators to give you these documents and time to seek advice.

What this page can't answer for you

The cost of Summerset Cambridge depends on facts only you and a licensed professional can put together.

The figures shown above come from the operator's filed Disclosure Statement (Companies Office) and are mechanically correct for the contract terms. But the real cost of moving into Summerset Cambridge depends on your specific situation:

  • · Your KiwiSaver balance, other investments, and how they're taxed (PIE rate vs marginal)
  • · Your NZ Super qualifying situation (single living alone, single sharing, or couple)
  • · Whether you're transferring from selling a family home (and the tax implications)
  • · Your partner's age + health profile (and bereavement / couple-separation scenarios)
  • · Your likely care trajectory + DHB Residential Care Subsidy means-test position
  • · Estate planning — how the Deferred Management Fee affects what your family inherits
  • · Comparison against staying in your current home, reverse mortgage, or Lifetime Home equity release

These are decisions worth $400k–$1M+ of your retirement capital. Talk to a licensed professional.

Why we don't make recommendations on this page: Under the Financial Markets Conduct Act 2013 and the FSLAA 2019 regime, personalised financial-product advice in New Zealand requires a Financial Advice Provider (FAP) licence. We provide mechanical analysis of public-record data — every figure above is sourced and citable. The personalised recommendation belongs to the licensed adviser who knows your full situation. The cost-of-tenure figures shown for Summerset Group Holdings's Waikato village come from filed Disclosure Statements; verify against your specific Occupation Right Agreement before signing.

Location & Access

Address

1 Mary Ann Drive, Cambridge, Waikato

Region

Waikato

Operator

Summerset Group Holdings

Visit operator website →